Now accepting high-risk

Rates

A processing rate set by your volume. Everything else — PCI, descriptors, representment — is included. You apply first.

Processing fee

3–8%
per captured transaction (rate depends on volume)

Charged on successful, settled volume only. Refunds and chargebacks are not assessed. Everything — PCI, descriptors, chargeback representment, and your account team — is included in this rate.

Why the rate pays for itself

Approval rates over the first 8 months.

A cheaper rate means nothing if the account degrades. Here is what stable underwriting looks like next to a generic high-risk setup.

Generic high-risk processor

declining

88%

approval rate · month 1

Rates decay as volume grows and risk reviews stall.

Swipe

stable

93%

approval rate · month 1

Dedicated underwriting keeps approvals stable at scale.