Instant approval built for peptide merchants
Scale your peptide
revenue.
Trusted Stripe & PayPal checkouts
94% pass rate
For peptide operators who need a processor that holds the volume. Discreet descriptors, T+2 settlement, $100K+/mo capacity. One flat retainer, no reserve, no surprise pulls.
Our stats
Our backend
This is our solution.
A clean, branded checkout your buyers already trust — quietly backed by redundant high-risk rails, descriptor controls, and a human chargeback desk. You see one dashboard. They see one logo.
- Stripe & PayPal-grade checkout UX
- Neutral descriptors per MID
- Real-time approval & decline monitoring
- Concierge underwriting in 24–48 hours
One checkout. Six redundant rails.
Your buyer sees a clean checkout. Behind it, Swipe routes every transaction across multiple acquiring banks in real time. If one rail flags, traffic fails over — your customers never see an error.
Checkout
From application to live checkout in 24–48 hours.
- 1~5 min
Tell us about your brand
Vertical, volume, GEOs, current processor pain. A real analyst replies — not a ticket queue.
- 2Same day
Confidential eligibility review
We confirm fit and map you to the right acquirer for your category. Minimal paperwork — we already know research-use labelling and compliant checkout flows.
- 3Live in 24–48 hrs
Approved & processing
Your descriptor goes live, your account manager is assigned, and automatic failover is armed. Billing starts at go-live: flat $500/m retainer + 2% per transaction. No setup fee, no reserve, no surprises. Funds settle T+2.
Swipe Concierge
online
Everything you need, in one dashboard.
Private multi-rail infrastructure
Backup vaults keep processing. If one rail flags, traffic fails over automatically — customers never see an error.
A real analyst, on Telegram
A human watching your account. Flags risk before it becomes a freeze, handles disputes, signs off settlements.
Full visibility per descriptor
Volume, approvals, chargebacks, settlement and rail health — live. Plus webhook + Telegram alerts on every event.
Today's volume
$48,210
Approval rate
96.4%
Chargebacks
0.42%
Rail health · 7 days
All rails active
The system wasn't broken. It was never built for you.
Generic processors
- Frozen payouts with no warning
- MID shut down mid-campaign
- Weeks of KYC loops and 'under review' limbo
- Support tickets ghosted for weeks
- Shared dashboards with zero transparency
- Chargebacks you find out about too late
- Hidden reserves locked for 180 days
Swipe
- Private multi-rail infrastructure
- Automatic failover, backup vaults keep processing
- Live in 24–48 hrs, minimal paperwork
- A real analyst on Telegram, 24/7
- Dedicated dashboard, full visibility
- Proactive chargeback shield + dispute support
- Flat $500/mo retainer · 6% all-in · zero reserve
If mainstream processors can't handle your model, you're our merchant.
Nine in ten merchants on our rails are peptide operators. We know research-use labelling, COA requirements and compliant checkout flows — not from a deck, from running them ourselves.
Peptides & Research Compounds
Research-use, stacks, longevity
Hormone Optimization
TRT, peptide stacks, clinics
Advanced Nutraceuticals
Subscription & one-shot SKUs
Functional Botanicals & CBD
Full-spectrum, isolates, topicals
Adult Wellness
Intimate, libido, performance
Telehealth & Compounding
Rx-adjacent, scripted flows
One rate. One retainer. No noise.
We do not bill interchange-plus, reserves, or surprise PCI fees. The two line items below are the entire bill.
- Dedicated underwriting analyst
- Neutral descriptor + soft descriptor templates
- 3DS2 router and BIN-level routing
- Chargeback representment, included
- Same-day batch close, T+2 settlement
Swipe — Peptide tier
- Setup & bank onboardingIncluded
- Reserve0%
- Chargeback fee$0
- Min. monthly volume$50k
Common questions
- What does the 6% masking fee cover?
- The fee covers descriptor management, MOR routing, and bank reporting on every successful captured transaction. Card-brand interchange is invoiced separately at acquirer cost.
- Why a $500 monthly setup retainer?
- It buys you a dedicated underwriting analyst, ongoing bank relationship maintenance, and your representment desk. It is flat — it does not scale with your volume.
- Do you require a reserve?
- No rolling reserve at our tier. We re-evaluate quarterly based on chargeback ratio and refund velocity.
- How long does underwriting take?
- Most peptide files go live within 24–48 hours once we have your incorporation docs, bank statements, and product catalogue.
Ready to process?
Start your file in under 10 minutes. An analyst reaches out within one business day.